Terms &
disclosures.

About this site

nazemoffco.com is an informational marketing website operated by Nazemoff & Co., a licensed insurance agency based in West Chester, PA. Using the site means you agree to these terms.

Who we are

We are an exclusive Allstate agency for personal-lines coverage — home, auto, renters, and personal umbrella policies are underwritten by Allstate Insurance Company and its affiliates. For commercial and life insurance, we work with a panel of carriers and compare options across them. Retirement guidance is brokered through licensed specialists. Kaveh Nazemoff is the principal agent (NPN 21402098); the agency is licensed in PA, DE, MD, NJ.

Insurance disclosures

• All coverage is subject to underwriting approval, policy terms, conditions, limitations, exclusions, and availability in your state.
• Premium estimates or quote ranges discussed on this site, in chat, or over the phone are not binding offers of insurance. Bound coverage requires a completed application and underwriting acceptance by the carrier.
• Allstate personal-lines coverage is provided by Allstate Insurance Company and its affiliates, subject to Allstate's policy forms.
• For commercial and life policies, coverage is provided by the carrier you choose; that carrier's terms control.
• We are not a financial-planning, investment, tax, or legal advisor. Information on this site is general in nature and not personalized advice. For retirement, investment, or financial decisions, please consult an appropriately licensed professional.

The chat assistant

Our website chat is an AI assistant designed to answer general questions about coverage and how we work. It can be wrong. It doesn't bind coverage, quote a specific premium, or give licensed advice. For anything that matters, please talk to one of us directly.

Quote-request forms

Submitting a quote form starts a conversation. It is not an application for insurance and does not bind coverage. We'll follow up to walk through your situation and gather what's needed to actually quote and bind a policy.

Third-party links

We link to outside sites — including Allstate customer portals, Google, and carrier resources — for your convenience. We don't control those sites and aren't responsible for their content or privacy practices.

Intellectual property

The Nazemoff & Co. name, wordmark, copy, and site design belong to us. Carrier names and marks shown on this site (Allstate and others) belong to their respective owners and are used to identify the products we represent. Nothing here grants any license to use those marks.

Limitation of liability

We provide this site “as is.” To the extent permitted by law, we're not liable for indirect, incidental, or consequential losses arising from your use of the site or reliance on information posted here. Your reliance on any content should be confirmed by speaking with a licensed agent.

Communications consent

By submitting a form or starting a chat, you agree we may contact you using the information you provided to follow up on your inquiry. We don't send marketing texts without separate consent.

Governing law

These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-laws rules.

Changes

We may update these terms from time to time. The “Last updated” date at the top reflects when they were last changed. Continued use of the site after a change means you accept the updated version.

Contact

Nazemoff & Co.
900 Airport Rd, STE 2
West Chester, PA 19380
(610) 687-2103
knazemoff@allstate.com